- Will I get charged if I don’t use my credit card?
- Is Regalia a good card?
- What is the maximum limit of HDFC regalia credit card?
- Which credit card is best in HDFC?
- Can I have 2 HDFC credit cards?
- Is HDFC regalia credit card free?
- How can I get free HDFC credit card?
- How do I avoid credit card annual fee?
- Which is the best lifetime free credit card?
- How do I know if my credit card is lifetime free?
- What is the minimum salary for HDFC credit card?
- Which credit card is better than HDFC regalia?
- What credit cards have no annual fee?
- How can I increase HDFC credit card limit?
- Should I increase credit card limit?
- Is Regalia first credit card good?
- Is HDFC credit card life time free?
- Does credit limit increase automatically?
Will I get charged if I don’t use my credit card?
However, you will not be charged any sort of inactivity fee by your credit card company if you don’t use your card to make purchases or other types of transactions for a prolonged period of time.
Credit card inactivity fees are banned by law..
Is Regalia a good card?
HDFC Regalia Credit Card is one of the Super premium credit cards issued by the bank which holds a prestigious status. It’s usually given to high net-worth individuals who have higher ITR or a better relationship value with the bank. Its loaded with whole lot of features with great reward points on every spend.
What is the maximum limit of HDFC regalia credit card?
Rs.2 LakhsHDFC Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs. HDFC Diners Club Rewardz Credit Card Limit: Rs.
Which credit card is best in HDFC?
Top 10 HDFC Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForHDFC Regalia Credit Card2,500Shopping & TravelHDFC MoneyBack Credit Card500Rewards & ShoppingHDFC Millennia Credit Card1,000CashbackHDFC Titanium Times Credit Card500Movies & Dining6 more rows
Can I have 2 HDFC credit cards?
Trick to get 4 Credit Cards from HDFC Bank: To be more clear, Yes, you can have four credit cards “theoretically” as per CIBIL records. But, No, you can’t have 4 different HFC cards in reality.
Is HDFC regalia credit card free?
HDFC Regalia Credit Card is among the most popular credit cards by HDFC Bank. The card charges an annual fee of Rs. 2,500 with easy waiver conditions and is best suited for frequent shoppers, travelers, and diners. Cardholders will also enjoy benefits under an excellent rewards program.
How can I get free HDFC credit card?
The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.
How do I avoid credit card annual fee?
The good news is that it’s possible to have a credit card with great benefits and avoid paying an annual fee.Ask for the fee to be waived. … Use your rewards to make up for the fee. … Switch to a different card. … Get a card with no annual fee. … Get a card that waives the fee. … Cancel the card.
Which is the best lifetime free credit card?
Card NameBest Suitable ForAnnual FeeICICI Amazon Pay Credit CardOnline ShoppingZeroKotak Royale Signature Credit CardAirport Lounges, FuelZeroSBI Unnati Credit CardFuel, Bill PaymentZero Zero (For first 4 years)Axis Bank Insta Easy Credit CardFuel, DiningZero6 more rows•Nov 8, 2020
How do I know if my credit card is lifetime free?
You could also look for the words “Lifetime Free” or “LTF” in the card application form. This means that you will not have to pay annual charges till you continue to use the card. Interest rate: For credit cards, generally interest rates are 22-48% per annum.
What is the minimum salary for HDFC credit card?
FAQsCredit CardAnnual FeeMin. Monthly IncomeHDFC Freedom CardRs. 500 + TaxesRs. 15,000HDFC Regalia FirstRs. 1,000 + TaxesRs. 40,000HDFC RegaliaRs. 2,500 + TaxesRs. 1.20 lakhHDFC Diners Club BlackRs. 5,000 + TaxesRs. 1.75 lakh1 more row•Nov 20, 2020
Which credit card is better than HDFC regalia?
Comparison of the Fee – HDFC Infinia vs HDFC RegaliaBasis of DifferenceHDFC InfiniaHDFC RegaliaRenewal Fees Waiving Off CriteriaSpend more than ₹8 Lacs in a year and waive off the Renewal Fees.Spend more than 3 Lacs within 3 Months and waive off the Renewal Fees.2 more rows
What credit cards have no annual fee?
Capital One Quicksilver Cash Rewards Credit Card: Best for new cardholders. Blue Cash Everyday® Card from American Express: Best for U.S. gas stations and U.S. supermarkets. Discover it® Cash Back: Best for low interest.
How can I increase HDFC credit card limit?
Apply for new card – This is the easiest way for Credit Card limit increase. Applying for a new, upgraded card will automatically give you a limit increase. You can choose from a wide variety of cards, preferably ones that give you additional Credit Card benefits compared to your existing card.
Should I increase credit card limit?
“In general, the best way to improve your utilization ratio is to pay down your credit card balance and then keep it as low as possible,” says Griffin. Although a credit limit increase is generally good for your credit, requesting one could temporarily ding your score. … Best Cash Back Credit Cards. ]
Is Regalia first credit card good?
HDFC Regalia First Credit Card offers its users with excellent rewards and benefits on shopping, travel and entertainment. Airport lounge access and exclusive dining privileges add to its benefits. In its fee range, HDFC Regalia First Credit Card is one of the best options.
Is HDFC credit card life time free?
Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank.
Does credit limit increase automatically?
Your credit card company may decide to automatically increase your credit limit. This decision could depend on factors like how long your account has been open and whether you’ve used your credit responsibly. … Your credit card company may weigh these along with other factors to decide whether to approve your request.